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Revealed! The 10 Best Digital Agricultural Investment Platforms in Nigeria 2020

Are you looking for a secured digital agricultural investment platforms in Nigeria to grow your capital? Seeking good returns while impacting other’s live?

These digital agricultural platforms in Nigeria allows you to make money from farming without getting your hands dirty, or owning a farm. Everything is being done on the go with your mobile device.

They best things about these agricultural investment platforms is that they are very easy to invest into even without prior knowledge of investment.

In this agricultural investment guide, you’ll get to know all the best agricultural investment options one can invest into an earn huge returns on investment (ROI).

But before then, let be briefly explain what the term “agricultural investment” is all about.

Definition

Agricultural investment platforms is any investment into agricultural land (farm land) or into a business that supports the agric-business industry which allow investors to easily find a farm of there choice to fund and earn interest at the end of the farm cycle.

Agricultural sector is one of the most major generator of revenues for the federal government of Nigeria by accounting for over 20.50% of our total GDP in 2019.

Agriculture has its place in the history of Nigeria, and you can see that from our national coat of arms. Where the black shield represents the fertile soil of Nigeria, the green and white wreath on which the eagle stands represent the agricultural potential of our great nation.

The demands for agriculture products in Nigeria will always be on a high side because food is one of the basic needs of man.

With proper strategic planning, any individual who has a basic knowledge of how to invest in agriculture in Nigeria will benefit from this lucrative business.

Thanks to mobile technology even without prior knowledge of investment, you can easily grow your funds by tapping into any of these agro-investment platforms listed below.

While Invest in Digital agricultural Platforms?

There is no better assets to own than one that increases in value over the long term and keeps pace with inflation.

According to one study, one of the last things people are willing to cut from their budgets is food. The population is only increasing, and with it the demand for goods is increasing as well.

Investing in Agro crowdfunding platforms means supporting an industry and lifestyle, keeping farmers in the business of farming, and keeping your investments more secure than they would be in the stock market.

How to Identify the Right Agric-Tech Investment Platforms in Nigeria  to Invest Into

  • Check to know if they are a duly registered company, either with the Corporate Affairs Commission (CAC) or with the Nigerian Securities and Exchange Commission (SEC).
  • Scroll through their about us page to know more about they mission and vision of the company and know more about the owner of the platform.
  • Verify their registered business address or office address. If you are nearby, visit their office to be rest assured.

The 10 Best Agricultural Investments Platforms in Nigeria in 2020

agricultural investment platforms in nigeria

1. EZ-Farming

Ez-Farming is one of the best, if not the best agricultural investment platforms in Nigeria that connects skilled farmers with investors through modern investment mechanisms and equips the next generation of farmers.

ezfarming

Launched in Q4 of 2018 by Dr Adewale Oparinde PhD, as the 1st farm accelerator that helps local African farmers finance their businesses fast and find produce buyers.

Ezfarming are on a mission to help smallholder farmers across Africa and the rest of the globe scale their farms fast, save time in accessing loans, save money by paying only at the end of production cycle and earn more income from good market prices. Smallholder farms with the potential to scale into commercial sizes are identified, curated by experts and listed on Ez-farming platform.

How Ez-farming Works

Ez-farming works in they following ways:

Online Farming – Microlenders

Invest in a list of farms that have been carefully selected to give you best guaranteed returns securely.

Select Offers

Provide some information about your financial goal. Select your preferred option. A farm on your own land or in one of Ezfarming estates.

Invest

Add farms to cart, update number of units you want based on your investment goals, make payment and get your contract.

Watch and Grow

Relax, you will receive monthly photo and video updates, you can also book a slot to meet those you are impacting their lives and you can also book a farm visit.

Earn Returns

Receive your fund and your profit straight into your bank account at the end of production cycle (i.e. contract duration).

How to Register and Finance a Farm on EZ-Farming

  • Fill in your personal details such as name, email, password etc.
  • A confirmation link will be sent to your registered email account, confirm and login.
  • Go to investment and click on the “open farm” button to view a list of available farms.
  • Select the ones that fits your budget and proceed to make payment.
  • Relax and watch your earnings grow! Withdraw at the end of harvest.

2. Crowdyvest

crowdy

Crowdyvest is an impact-driven agricultural investment platforms in Nigeria that provide a unique platform for individuals, retail sector and corporates to access an all-in-one financial solution, so whether the goal is short term or long term, you can count on crowdyvest to be your reliable financial partner.

Crowdyvest is much similar to piggyvest because it allows you to: 1. Sponsor and earn from various impact-driven projects in a wide range of sectors like agriculture, transportation, real estate, and more. 2. Acheive your financial goals by saving on a periodic basis (daily, weekly or monthly) or lock funds away and enjoy the most impressive rates on your savings. 3. Invest in highly vetted startups in Africa. Co-fund startups solving real problems and adding value across different sectors in Africa.

Is Crowdyvest the same thing as Farmcrowdy?

No, Crowdyvest is a crowdfunding platform for various businesses called “impact partners” thereby creating sponsorship opportunities and Farmcrowdy is one of them.

How Crowdyvest Works

Create an Account 

Click on the signup form and fill in your details to signup as a partner. You will be required to verify your email as part of the sign up process on Crowdyvest.com

Choose a Plan

Select from Crowdyvest gallery of sponsorship opportunities and choose the number of units you want to pay for and proceed to payment.

Earn & Grow

Sit back and watch your financial portfolio grow. At the end of your tenure, you will receive your earnings according to the plan you chose.

How to Register and Finance a Project on Farmcrowdy

  • Visit Crowdyvest web portal at Crowdyvest.com and create an account.
  • Once you are logged in, visit the Sponsorshop or your Dashboard and click on a preferred plan (Pooled or Project).
  • Indicate how much (and how long you would like) to sponsor with, proceed to checkout and choose from the payment options.
  • Upon a successful transaction, your plan will be updated on your Dashboard.

3. Farm4me

farm4me

Farm4me was launched in 2019 by Adama J. Adama, and is rank by Google as No.1 contract farming Agro crowdfunding investment platforms in Nigeria.

Farm4me is different from all the agriculture investment platforms in Nigeria out there because they are not into crowd farming. Farm4me allows you to fund a farm of your choice and earn returns on investment even without adequate knowledge of investment.

How Farm4me Works

  • Click on this Sign Up link to take you to Farm4me registration page, fill the form and you will be immediately taken to the dashboard.
  • Fill the Contract Farming form in the dashboard. Remember to read the Service Agreement before you click on Invest Now.
  • Enter your debit or ATM card details and make your payment online. This is automated and secured. Alternatively, you could do bank transfer and upload evidence of payment.
  • The Finance Team will update your account immediately. For bank transfer only.
  • You will receive the invoice, payment receipt, certificate of investment and farm contract documents from farm4me in your dashboard. Download and/or print to keep as your evidence of investment.
  • Login regularly to your dashboard to see notifications about your farm progress based on milestone reporting.
  • After 6 months, you will receive credit alert from Farm4Me which includes your invested capital and profit.

PS: If the farm yield is low and a crash in market price, Farm4Me will pay you back your capital 100%.

4. Thrive Agric

agricultural investment platforms in nigeria

Thrive Agric is a digital agricultural investment platforms in Nigeria that democratises agricultural participation by allowing you to easily fund a farm of your choice and earn interest at the end of the farm cycle stipulated.

Thrive Agric increases digital participation in agriculture by providing agro based high yield investment opportunities that guarantee profitable returns for you and captures value for the farmers.

To make sure your capital are fully secured, thrive farms and farming activities have comprehensive insurance covers by Leadway Assurance.

Thrives has one goal and that is to make Africa the food basket of the world by providing smallholder farmers with access to high quality farm inputs, finance, data driven advisory and premium markets for their produce.

How Thrive Agric Works

Thrives work in the following ways:

Create an Account

Before you commence your investment journey on the thrives website you are required to first register by creating an account with your personal details such as name, email, password etc.

Choose a Farm

After signing in, choose a farm from the available set of farms, select the number of units you would like to fund and proceed to make the payments.

Get Updates

On your personalised dashboard, you would get regular realtime updates for farm progress as well as access details of all the farms you have funded till date.

Get Returns

Upon harvest, expected returns of proceeds from produce are distributed to all subscribers to a farm. This is done within the stated tenure period.

How to Register and Sponsor a Farm on ThriveAgric

Having an account with Thrive Agric gives you access to fund a farmer, stay informed with regular farm updates, as well as earn decent returns. Here’s how to register:

  • Fill in your personal details such as name, email, password etc.
  • An authentication email will be sent to your specified email address, confirm your email address by clicking the link on the authentication mail you receive.
  • Go to All Farms and click on the open farm to view all available farms at the moment.
  • Select your preferred farm and add it to your cart, proceed to make payment. Pay using your preferred payment channel such as either through bank, card, USSD, bank transfer, or from your favorite bank apps.
  • Receive your funds at the end of the farm tenure, withdraw your earnings or re-invest to grow your money.

PS: At the time of writing, thrive agric are having issues in terms of making payment to their investors. Here is a message sent to me via my email account from Mr. Uka Eje and it says:

Hello Cajetan,

Dear Subscribers and Stakeholders, 

I write to you to share additional news regarding the delayed payouts at Thrive Agric caused by the Covid-19 Pandemic. Today, I specifically want to announce that we have made organizational changes to steer the business out of her current challenges and prepare Thrive Agric for the future. We have started this process with the support of our investors, particularly Ventures Platform, who has been the epitome of a value-adding investor. 

I will start first by announcing the new interim CEO, Adia Sowho. She is here to guide Thrive Agric through a turnaround exercise so that we survive the effects the COVID-19 pandemic has had on the business. Adia has a lot of experience with building businesses from the ground up and shaping them to operate at scale. 

I asked her to support us, recognizing that she has the required expertise to move us past this period successfully. I will be stepping down as CEO for the interim, and assuming the position of COO, where, in addition to the attendant duties of the role, I will be Adia’s understudy.

We have also appointed a CFO who comes with significant experience in finance. We sorely need this experience as Thrive Agric is financing the agricultural value chain and we need to deepen our capabilities in that area.  

We have also recognized from this episode, that we did not have strong enough protection against risks. As such, we have hired an experienced hand to head our Risk Management and Compliance.  We have also gotten additional legal representation, to better protect us and more efficiently manage our commercial agreements. This is such that Thrive Agric is exposed to stronger business relationships and fewer counterparty risks.

Amidst all these, we have been engaging with various regulatory bodies to ensure that we align as expected. We hope that with these improvements across the organization, Thrive Agric is better prepared to weather this storm and emerge stronger than ever. 

I sincerely express my apologies to all Thrive Agric subscribers, partners and investors for the lapses in communication in the past months and we are committing to maintaining effective communication on the state of things with Thrive Agric to all stakeholder in order to regain confidence as we ensure all subscribers get paid fully. This delay in payouts is not what we intended in our mission to create a food secure Nigeria.  

We hope for your continued patience as we continue to engage with you in the next few days as we roll out the changes to get us back on track.

5. Letsfarm

lets

Letsfarm is a an all round Agricultural solutions provider with services expertise in Agricultural investments, Education, Recycling, Logistics, Manufacturing & Exports that allows you to fund a farm and earn returns on investment after harvest.

How Letsfarm Works

Create an Account

Visit on the signup form and fill in your details to create an account as a partner. You will be required to verify your email as part of this process, this step takes less than 2 minutes.

Decides on Which farms to Fund

From the list of available farms, select one that suits your budget and choose the number of units you want to pay for and proceed to payment.

Get Invoice

Once your payment is successfully completed, you’ll receive your invoice within 24hrs and updates on farming process.

Earn Profits after Harvest

At the end of the farm cycle stipulated, you earn profits coupled with your partnership funds paid directly into your local bank account.

How to Register and Fund a Farm on Letsfarm

  • Click on the signup link to easily takes you to letsfarm registration page.
  • Fill in your personal details such as name, valid email address, phone number etc.
  • Confirm your email by clicking on the link being sent to your email account.
  • Login with your details and go to all farms to view all available farms.
  • Select one and choose the number of units based on your budget, proceed to payment.
  • At the end of harvest, your capital and profit will be sent to your local bank account instantly.

6. Farmnow

farmnow

Farmnow is an agricultural investment platforms in Nigeria that focuses on providing investment opportunities to investors who provides the capital to fund for the cultivation of crops, while empowering rural farmers across the country for increased and more profitable farm production, an interest is being paid to the investors only at the end of each crop cycle.

Farmnow.ng has Mr. Samson Odegbami as its founder and CEO, with a team of young business executives and agric professionals with a shared passion of creating a sustainable agricultural food production ecosystem.

How Farmnow.ng Works

Selection

Farmnow partner with farming communities to have access to a large number of farms in rural areas. Using data from their field operatives, farmnow select the most viable farms for sponsorship.

Budgeting

Farmnow draw up a budget to cultivate certain crops based on the current farming season. The total cost to cultivate each crop is offered as farm units to be “sponsored” by intending investors

Funding

Money raised from sponsors is used to provide cultivation capital and insurance cover for the farms. Farmnow provide seeds, machinery, fertilizers, irrigation and any logistics needed.

Returns

Through their network of domestic farm produce buyers, harvests are swiftly sold. Farmers are paid what is due in their contracts and investors are paid back their capital and agreed returns.

How to Register and Sponsor a Farm on Farmnow.Ng

Joining is very simple, just follow these steps:

  • Visit farmnow.ng and click on the “register” button.
  • Fill in your details to create your account.
  • Go to the “farms” page to choose a farm you wish to sponsor.
  • Select the number of farm units you want to sponsor and click on “sponsor farm”.
  • Click your shopping cart at the top of the website to review your order and click “checkout”.
  • Supply your details including your bank account details
  • Pay for your order and within a seconds, a confirmation email which acknowledge the receipt of your sponsorship, the location of the farm you have sponsored, farm cycle tenure and end date of your farm cycle will be sent to your email account.

PS: On regular basis, you will receive updates which keep you abreast of all activities on your farm from beginning to the end of the farm cycle.

7. Payfarmer

payfarmer

Payfarmer is an Agro-investment platform in Nigeria that offers you opportunities to build on your financial legacies by empowering farmers whilst enabling investors earn profits on their investment which ultimately helps in strengthening global food security.

Payfarmer empower the rural farmer by providing access to improved resources (inclusive of Farm inputs, training on best farming techniques, sales of farm produce for higher value) to boost the quality and quantity of their food production and also provide a healthy profit after harvest for both farmer and investors.

Payfarmer has a team of Agric professionals and technical partners whose primary responsibility is to ensure that all there farms follow standard farm management practices whilst employing the most modern farming techniques, improved seedlings and modern farm equipment; to ensure that they have the best farm yields.

They also has an insurance cover for all existing farm projects, so that in the event of unforeseen circumstances, the sponsor’s capital can be refunded.

How Payfarmer Works

Create an Account

Before you fund a farm, you are required to first register by creating an account on the Payfarmer website or app.

Sponsor a Farm

Once you have successfully completed your registration form, you can now login to the site, from the list of available farms, select a farm of your choice to sponsor.

Deposit

Choose the number of units you want to pay for and proceed to payment. Payment is simple and easy (debit card, online transfer or bank deposit). This will automatically reflect on your user dashboard.

Get Returns

At the end of the farm cycle stipulated, you will receive a percentage of the profits after the sales of harvest coupled with your sponsorship capital.

How to Register and Sponsor a Farm on Payfarmer

Registration is easy, just follow these steps:

  • Visit Payfarmer website at Payfarmer.com and click on the “sign up” button.
  • You will be directed to a page that requires you to sign up using your name, email address, phone number etc.
  • An authentication email will be sent to your personal email address, confirm your email address, and automatically you get a Payfarmer Profile Page to start investing and making money.
  • Login to Payfarmer and select any farm of your choice (Note. this is subject to availability)
  • Select the number of farm units you want to sponsor and make your payment.
  • Receive your funds (interest and capital) at the end of the harvest.

8. Agrorite

agrorite

Agrorite is a digital agricultural investment platforms in Nigeria based in Lagos state, that connects smallholder farmers with Finance, Smart farming solutions and Premium markets.

Founded in 2019 and having improved the lives of over 8,200 small holder farmers so far and with a mission of positively affecting the lives of at least 1 million small holder farmers by the year 2029, Agrorite is setting the pace for digital agriculture in Nigeria.

At Agrorite they explore the world of unlimited possibilities in the agricultural sector by employing world standard technological methods such as soil content technology, IVR , and remote sensing to ensure the quality of farm produce needed by the premium off takers are met while generating impressive profits for their investors as well as their small holder farmers.

How Agtorites Works

Create an Account

To become an Agroriter and start empowering farmers, you are required to first register by creating an account.

Choose a Farm

Determine what best fits your investment portfolio from range of opportunities on Agrorite platform and select the number of units you are willing to finance.

Get Updates

On your dashboard, you would get regular realtime updates for farm progress as well as access details of all the farms you have funded till date.

Get Returns

Sit back and watch your financial portfolio grow. At the end of the farm tenure, you will receive your earnings according to the plan you chose.

How to Register and Sponsor a Farm

  • Visit Agrorite website at Agrorite.com and click on “sign up” button.
  • Fill in your personal details such as name, password, phone number, email etc.
  • Confirm an email notification that will be sent to you via your email account.
  • Go to open farms and click on the “sponsor” button.
  • Enter the number of units you want to sponsor/buy and make your payment.
  • You will on a regular basis get updates on all the farms you have sponsored and also newsletters to keep you informed about the progress of your farm. These will be updated directly on your custom dashboard.
  • At the end of the harvest, the farm produce is sold and the sponsor is paid a ‘Returns-after-Harvest’ in addition to the initial sponsorship capital.

9. Agro-Partnership

agropartnership

Agropartnerships Technology Ltd, a registered subsidiary of Farmforte, is an innovative digital agricultural investment platforms in Nigeria that gives Nigerians the opportunity to engage in profitable agricultural opportunities anytime and on the go by funding farms, trade in commodities in various sizes as your pocket can carry and Agropartnerships will handle the sourcing, handling, logistics, warehousing and sales. Earn your returns on investment and capital at the end of each cycle.

How Agropartnerships.co works

Create an Account

Before you start sponsoring a farm you are required to first register by creating an account with your personal details.

Finance a Project

Upon signing in, go to farms and select any of the available options, choose your units and proceed to payments.

Status and Updates

On your individual dashboard, you would get real time updates as well as track your portfolio.

Watch your money Grows

Relax and watch your portfolio grows and withdraw your earnings at the end of each tenure, or re-invest to grow your funds.

How to Register and Sponsor a Project

  • Visit Agropartnerships.co to create an account
  • Fill in your personal details
  • Go to dashboard and click on investment
  • From the list of available options, select one that suits your tastes
  • Choose your units and make your payments.
  • Relax and watch your portfolio grows, withdraw at the end of the cycle.

10. Farmsponsor

farmsponsor

Farmsponsor Nigeria Ltd is an Agric-tech investment company in Port harcourt, Rivers state, Nigeria that leverages on technology to create an inclusive platform where everyone can be involved in agriculture. Sponsors receive a 15% return at the end of each poultry farming cycle of 12 weeks.

How Farmsponsor Works

Create an Account 

Create an account using your email address then proceed to complete your profile. Creating an account takes just a few seconds.

Choose Sponsorship Method 

Select a farm from the list of available farms ready for sponsorship on the current farm cycle, buy a specific number of units at N100,000.00 per unit by clicking “sponsor now” or “sponsor via vestbanking” and that’s it.

Add Funds to Vestbanking (optional)

Add the fund you want to sponsor a farm with to your personal vest bank wallet and proceed to sponsor a farm via vestbanking.

Earn Profits after Harvest

At the end of the farm cycle stipulated, you earn profits coupled with your partnership funds paid directly into your local bank account.

How to Register and Sponsor a Project on Farmsponsor.com.ng

  • Visit farmsponsor website at farmsponsor.com.ng to create an account.
  • Fill in your personal information such as name, email etc and accept its terms.
  • A confirmational link will be sent to your email address for verification.
  • After signing in, go to “farmlist” and view all available farms
  • Select the ones that fits your budget and make your payment
  • Withdraw your earnings and capital at the end of harvest.

Why Choose any of these Agricultural Investments Platforms in Nigeria

Here are the following reasons why i recommended any of these agricultural investment platforms in Nigeria:

1. Security

All they platforms listed in this article ensures maximum protection towards your capital in case of unforeseen circumstances. That is why they all partners with Leadway assurance to ensure that your capital will be refunded to you incase of disaster.

2. Healthy Returns

All they Agricultural investment platforms in Nigeria listed in this article offers healthy returns on investment with regular updates.

3. Low Capital

Low minimum investment required per unit, you can sponsor a farm with as low as N20,000.

4. Good Customer Support

They are available, anytime, anyday to attend to all your queries.

Final Thoughts on the Best Agricultural Investment Platforms in Nigeria

Now that you already knows all the best agricultural investment platforms in Nigeria you can use to grow your funds, rush now and select any one or two platforms of your choice and commence your investment journey.

If you have any question feel free to let your opinion known via the comment section and please don’t hesitate to share this post on your social media channels so that others can learn and benefit from it.

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