Financewithdes Web Site Agreement
The Financewithdes.com Web Site (the “Site”) is an online information service provided by Financewithdes (“Financewithdes.com “), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Financewithdes.com MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.
Copyright, Licenses and Idea Submissions.
The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are Financewithdes.com, its affiliates or other third party licencors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials.
You agree to grant to Financewithdes.com a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to Financewithdes.com by all means and in any media now known or hereafter developed.
You also grant to Financewithdes.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Financewithdes.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Financewithdes.com.
Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of Financewithdes.com. Other product and company names mentioned in the Site may be the trademarks of their respective owners.
2. Use of the Site.
You understand that, except for information, products or services clearly identified as being supplied by Financewithdes.com, Financewithdes.comdoes not operate, control or endorse any information, products or services on the Internet in any way. Except for Financewithdes.com- identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with Financewithdes.com.
You also understand that Financewithdes.com cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. Financewithdes.com PROVIDES THE SITE AND RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND Financewithdes.com SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. Financewithdes.com DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.
YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. Financewithdes.com HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.
LIMITATION OF LIABILITY
IN NO EVENT WILL Financewithdes.com BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF Financewithdes.com OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, Financewithdes.com LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
Financewithdes.com makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-Financewithdes.com web site, please understand that it is independent from Financewithdes.com, and that Financewithdes.com has no control over the content on that web site. In addition, a link to a Financewithdes.com web site does not mean that Financewithdes.com endorses or accepts any responsibility for the content, or the use, of such web site.
You are Responsible for Your Financial Decisions
Financewithdes.com may provide a venue through which you can obtain information and you can find third party service providers, such as financial institutions, credit card providers, mortgage brokers, insurance brokers, insurance agents, discount program representatives and other financial professionals (“Service Providers”).
We do not endorse or recommend the products or services of any credit provider, and are not an agent or advisor to you or any service provider. Financewithdes.com do not validate or investigate the licensing, certification or other requirements and qualifications of service providers.
It is your responsibility to investigate service providers. You acknowledge and confirm that service providers are solely responsible for any services that we are not liable for any losses, cost, damages or claims in connection with, arising from, or related to, your use of a service providers products or services.
We urge you to obtain the advice of financial advisors, insurance agents, brokers or other qualified professionals who are fully aware of your individual situations before you make any financial decisions. You acknowledge and confirm that you rely on your own judgement and that of such advisors in selecting any products or services offered by service providers.
You Acknowledge and Confirm that We are not a Service Provider
We are not a lending institution, insurance provider or other service provider. Instead, we, through our website, may help to connect you with service providers that might meet your needs based on information provided by you.
We do not, and will not, make any coverage or credit decisions with any service provider referred to you. We do not issue loans, credit cards, insurance coverage or any other financial products.
No Guarantee of Quotes, Fees, Term’s, Rate, Coverage or Services.
We do not make any warranties or representations regarding the quotes, fees, terms, rates, coverage or Services offered or made available by service providers. We do not guarantee that quotes, fees, rates, coverage or services offered by service providers are the best available.
You hereby release us of any and all losses, costs, damages or claims in connection with, arising from or related to your use of a service providers products or services, including any fees charged by a service provider.
Request for Quotes and Offers
We may share your information with third parties when you use our site to request a quote, rate, service, approval or information from those third parties (a “Request”). IF You submit a request, service providers may contact you directly with quotes through Email, telephone, text message, mail or any other means of communication, you may receive a telemarketing calls as a consequence of submitting a request via our services, even if you call on the national do not call registry or any other do not call registry.
By submitting a Request, you expressly consent to the third party conducting any research necessary to provide you with information about your Request. Third parties may need to share your information to conduct such research. As an example, if you request credit card offers, consumer reports may be ordered in connection with your request.
Such reports may provide information that may assist in determining eligibility for credit card offers. Consumer reports may also be used for updates, renewal, or extensions of credit card offers. If you do not want third parties to conduct necessary research to provide you with a quote for your request, then you should not submit a request.
You agree to indemnify, defend and hold harmless Financewithdes.com, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreemeement(including negligent or wrongful conduct) by you or any other person accessing the service.
4. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of Financewithdes.com and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.
This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.
This Agreement shall all be governed and construed in accordance with the laws of Nigeria applicable to agreements made and to be performed in Nigeria. You agree that any legal action or proceeding between Financewithdes.com and you for any purpose concerning this Agreement or the parties’ obligations here-under shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Nigeria.
Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Financewithdes.com’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. Financewithdes.com may assign its rights and duties under this Agreement to any party at any time without notice to you.
7. Our Services are intended for people under the age of 18 years
Our Services are intended to be accessed and used only by adults and are not directed to minors. We do not knowingly collect personal identifiable details from anyone under the age of 18 and you should not provide us with any information regarding any individuals under the age of 18 years.
Any rights not expressly granted herein are reserved.